Credit Score Education

Your credit score plays a huge role in achieving the modern American Dream.  Learn more about how your credit score is calculated.

Credit scores and profiles are extremely helpful tools used to standardize credit worthiness across all loan industries. Learn more about why you should care.

Approximately 1 in 4 credit reports contain an error!  Learn more about how you can prevent this and make sure all your information is accurate.

The Federal Fair Credit Reporting Act (FCRA) governs the collection of information from the "consumer reporting agency" (CRA).  Learn more about your consumer rights.

Inaccurate accounts can cause great harm to your credit score.  Learn more about the process of identifying and removing them from your credit report.

Frequently check your credit report for accounts that may be long expired.  Learn more about how removing these can increase your score.

Credit cards are a great way to show responsible credit usage.  Doing this can slowly increase credit scoring.  Learn more about how this can increase your score.

Although you may have had good credit habits recently, your past credit and payment history are extremely important.  Learn more about how they can affect your score.

While you may be paying minimum balances on your accounts, having large balances may affect your credit utilization.  Learn more about how this can affect your score.

As someone who may have just turned 18 or just received their US tax identification, credit can be very challenging.  Learn more about how to kickstart your credit journey.

A credit score is affected in many ways.  One way it is affected is by the "credit mix" that you maintain.  Learn more about how this can impact your credit score.

Have you or someone you know suffered through the difficulties of bankruptcy?  If so, it can be very tough on one's credit report.  Learn more on how to overcome this.