CRTFD CRDT is a reporting code from Certified Credit Reporting, Inc. which is a credit checking software primarily used by mortgage lenders.
Your credit report likely shows CRTFD CRDT as a hard inquiry. This frequently takes place when you apply for a mortgage with a lender who uses their credit checking software.
Your credit score will usually decline if an CRTFD CRDT hard inquiry appears on your credit record (until they are removed).
There are three main techniques to remove an inquiry from your report.
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